{"id":509,"date":"2021-03-25T13:05:20","date_gmt":"2021-03-25T10:05:20","guid":{"rendered":"http:\/\/askolds.com\/?p=509"},"modified":"2026-01-27T19:43:11","modified_gmt":"2026-01-27T16:43:11","slug":"lassureur-resilie-la-police-dassurance-formalisme-legal-obligatoire","status":"publish","type":"post","link":"http:\/\/askolds.com\/en\/actualite-assurance\/lassureur-resilie-la-police-dassurance-formalisme-legal-obligatoire\/","title":{"rendered":"THE INSURER TERMINATES THE INSURANCE POLICY: MANDATORY LEGAL FORMALISM"},"content":{"rendered":"<p>It should be noted that the contract that has not been regularly terminated by the insurer remains in force as of right. <\/p>\n<p>With regard to termination, article L. 113-2 of the Insurance code sets out the conditions that the insurer must comply with. <\/p>\n<p>The Court of Cassation scrupulously ensures that insurers comply with the legal requirements of article L. 113-2 of the insurance code. This article provides for the obligation of the insurer to issue an LR\/AR. <\/p>\n<p>Thus, for example, it was held by the High Court that : <\/p>\n<p>&#8211; The sending of a registered letter prescribed by article L. 113 &#8211; 12 of the insurance code is a substantial formality that the insurer cannot arbitrarily and unilaterally evict to denounce the policy (Civ. I, 15 May 2015, n\u00b014-11894) ;   <\/p>\n<p>&#8211; The contract that has not been regularly terminated by the insurer is automatically perpetuated over time (Civ. I, 7 March 1989, No. 87-12034).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It should be noted that the contract that has not been regularly terminated by the insurer remains in force as of right. With regard to termination, article L. 113-2 of the Insurance code sets out the conditions that the insurer must comply with. The Court of Cassation scrupulously ensures that insurers comply with the legal&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[12,28],"tags":[],"translation":{"provider":"WPGlobus","version":"2.5.23","language":"en","enabled_languages":["fr","en"],"languages":{"fr":{"title":true,"content":true,"excerpt":false},"en":{"title":true,"content":true,"excerpt":false}}},"_links":{"self":[{"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/posts\/509"}],"collection":[{"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/comments?post=509"}],"version-history":[{"count":6,"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/posts\/509\/revisions"}],"predecessor-version":[{"id":965,"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/posts\/509\/revisions\/965"}],"wp:attachment":[{"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/media?parent=509"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/categories?post=509"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/askolds.com\/en\/wp-json\/wp\/v2\/tags?post=509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}