⌂ / INSURANCE NEWS / Insurance contract / Disclaimer of warranty

Disclaimer of warranty

EXCLUSIONS DE GARANTIE PEUVENT ETRE SOULEVÉES POUR LA PREMIÈRE FOIS EN CAUSE D'APPEL
25 March 2021 WARRANTY EXCLUSIONS MAY BE RAISED FOR THE FIRST TIME IN APPEAL Exclusions of guarantee are defences that the insurer can assert for the first time in an appeal and even when ...
L’ÉVÉNEMENT EXCLU DE LA GARANTIE D'ASSURANCE DOIT ETRE A L'ORIGINE DU SINISTRE
25 March 2021 THE EVENT EXCLUDED FROM THE INSURANCE GUARANTEE MUST BE AT THE ORIGIN OF THE CLAIM It is the causal link between the exclusion case as set out in the insurance contract and the event that ...
LES CLAUSES D'EXCLUSION DOIVENT ETRE PROUVEES PAR L'ASSUREUR ET NON PAS PAR L'ASSURE
25 March 2021 EXCLUSION CLAUSES MUST BE PROVEN BY THE INSURER AND NOT BY THE INSURER Court of Cassation, 23 October 2019, Appeal number: 18-14140 The Court of Cassation recalls that the exclusion clauses must be ...
EFFETS JURIDIQUES DE LA MENTION "ACCEPTE ET PRIS CONNAISSANCE" FIGURANT SUR LA DERNIÈRE PAGE DU CONTRAT D'ASSURANCE
25 March 2021 LEGAL EFFECTS OF THE STATEMENT “ACCEPT AND READ” ON THE LAST PAGE OF THE INSURANCE CONTRACT The signature of the specific conditions alone may mean, under certain conditions, the overall acceptance by the insured of the ...
AVENANT AU CONTRAT D'ASSURANCE DOIT ETRE ACCEPTE PAR L'ASSURE
25 March 2021 ADDENDUM TO THE INSURANCE CONTRACT MUST BE ACCEPTED BY THE INSURED Proof of acceptance is the responsibility of the insurer. (Cass., 2nd ch. civil, 21 April 2005, n ° 653 FS-P ...
FAUSSE DECLARATION NON INTENTIONNELLE
25 March 2021 SILENCE OF THE INSURED DOES NOT CONSTITUTE ACCEPTANCE OF THE EXCLUSION CLAUSE Knowledge of an exclusion or guarantee clause is not presumed and must be proven by the insurer. Thus, he was ...
Anastasiya Etman
25 March 2021 AN EXCLUSION CLAUSE MUST BE KNOWN TO THE INSURED AND ACCEPTED BY THE LATTER AT THE LATEST AT THE TIME OF SIGNING THE INSURANCE CONTRACT The Court of Cassation therefore considers that whatever the nature of the disputed clause that delimits the insurer’s risk (exclusion, ...
LA CLAUSE D'EXCLUSION NE DOIT PAS VIDER LA GARANTIE DE TOUTE LA SUBSTANCE
25 March 2021 THE EXCLUSION CLAUSE MUST NOT EMPTY THE GUARANTEE OF ALL THE SUBSTANCE Court of Cassation, Civil Chamber 3, 24 March 2015, 13-25. 737 : “The clause excluding” damage resulting from the conscious, ...
L'ASSURE DOIT POUVOIR COMPRENDRE DE LA PREMIÈRE LECTURE DANS QUELS CAS IL NE SERA PAS ASSURE
25 March 2021 THE INSURED MUST BE ABLE TO UNDERSTAND FROM THE FIRST READING IN WHICH CASES IT WILL NOT BE INSURED For example, the insurance contract does not contain a definition of the term “computer configuration” or provides that the service ...
UNE CLAUSE D'EXCLUSION DOIT ETRE FORMELLE ET LIMITÉE
25 March 2021 AN EXCLUSION CLAUSE MUST BE FORMAL AND LIMITED Article L. 113-1 of the Insurance Code which states that : “Losses and damages caused by fortuitous events or caused ...
EXCLUSIONS DE GARANTIE : CAUSE DU REFUS DE L'ASSUREUR DE VOTRE DROIT A L’INDEMNITÉ D'ASSURANCE
25 March 2021 WARRANTY EXCLUSIONS: CAUSE OF THE INSURER’S REFUSAL OF YOUR RIGHT TO INSURANCE COMPENSATION Does the insurer refuse you the payment of the insurance indemnity on the grounds that the risk is excluded ? ...
Law firm
Our expertise
Insurance / Industrial risks / Transport
Real estate / Commercial leases
Litigation
Mergers / Acquisitions / Restructurings
Non-profit organizations / Social entrepreneurship