An insurance contract is often concluded through an insurance broker or insurance agent.
The responsibility of these professionals may also be involved for failing to fulfill their responsibilities to inform and advise, which leads to subscribing to an inadequate insurance policy that includes exclusions from the warranty or warranty conditions, such as failure to provide insurance coverage in the event of an accident becomes unavoidable, making insurance coverage difficult to mobilize or even completely useless.
Recall that an insurance broker has a consulting duty adapted to the fact that the insurance coverage must correspond to the personal situation of its insured client and meet their needs as much as possible.
The bid does not cause the liability of the broker or insurance agent increases the exchange of the policyholder to get the most complete insurance refund.
